RAMBETH CAPITAL

Retirement Calculator

Estimate future expenses and the savings needed to support them.

Your assumptions

Defaults are illustrations, not recommended returns. Change them to explore different outcomes.

Illustrative results

Monthly expense at retirement₹1,71,675
Illustrative retirement corpus₹5,12,52,972
Projected existing savings₹34,24,238
Funding gap₹4,78,28,735
Monthly investment needed₹52,617
TodayYear 25
Projected balance · INR · constant return assumption

Corpus covers inflation-adjusted monthly expenses over the chosen retirement duration, discounted at the post-retirement return. Expenses are paid at month-end; no final inheritance balance is assumed.

View yearly balances
YearProjected balance
0₹5,00,000
1₹11,94,239
2₹19,44,016
3₹27,53,776
4₹36,28,317
5₹45,72,821
6₹55,92,886
7₹66,94,555
8₹78,84,358
9₹91,69,346
10₹1,05,57,132
11₹1,20,55,941
12₹1,36,74,655
13₹1,54,22,867
14₹1,73,10,935
15₹1,93,50,048
16₹2,15,52,291
17₹2,39,30,713
18₹2,64,99,408
19₹2,92,73,600
20₹3,22,69,726
21₹3,55,05,543
22₹3,90,00,225
23₹4,27,74,482
24₹4,68,50,679
25₹5,12,52,972

Illustrations are not guaranteed outcomes or personalised investment recommendations. Actual returns and inflation vary. Tax, exit loads and transaction costs are excluded; assumed returns should reflect relevant ongoing costs. SIP does not assure profit or protect against loss. SWP can exhaust capital.